Bank FD Interest Rates Today

Compare the latest fixed deposit interest rates of 21 banks in India, side by side, for general and senior citizens. Every rate is taken from the bank's own official website. Tap any rate to calculate your maturity amount.

Rates checked on 29 Sep 2026 for deposits below ₹3 crore. Banks change rates often, so please confirm with the bank before investing.
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How to read this: rates are % per year for a deposit of exactly 1, 2, 3 or 5 years, from each bank's rate card for deposits below ₹3 crore. "Highest" is the bank's best rate for any tenure (often a special period like 444 or 555 days). Rates for other amounts, non-resident deposits and special schemes may differ.
This table covers 11 public sector banks and 10 major private banks. For Bank of India and other banks, please see the bank's official website.

Frequently asked questions

Where do these FD rates come from?

Each rate is taken from the bank's own official website or rate card, for deposits below ₹3 crore. Every row links to the bank's page and shows the date of the rate card.

Why does a bank show different rates for 1, 2, 3 and 5 years?

Banks set rates by tenure band (for example '2 years to less than 3 years'). The table shows the rate for a deposit of exactly that period. Special tenures such as 444 or 555 days often carry a higher rate, shown in the 'Highest' column.

Do senior citizens get a higher rate?

Yes. Most banks add 0.50% for resident senior citizens (60+), and some add more for certain tenures or for super senior citizens. Switch to 'Senior citizen' to see those rates.

Is my money safe in a bank FD?

Deposits in all scheduled banks are insured by DICGC up to ₹5 lakh per depositor per bank, including interest. Consider this when placing larger amounts.

Is TDS deducted on FD interest?

Yes, if your total deposit interest in a bank crosses ₹50,000 in a financial year (₹1 lakh for senior citizens). If your income is below the taxable limit, submit Form 121 (earlier Form 15G/15H) to the bank.

Related: FD & RD calculator · Know what your bank owes you

Built by , a banking professional from Pondicherry, India. Results are estimates for guidance only; your bank's documents are the final reference. Views expressed on this website are personal and do not represent any employer or institution. Content is for general awareness and education only and is not financial or investment advice.